If scams are so obvious, why do Malaysians keep falling for it? And is there anything we can do about it? 🟠 𝗚𝗲𝘁 𝘂𝗽 𝘁𝗼 𝟲% 𝘄𝗶𝘁𝗵 𝗠𝗼𝗼𝗺𝗼𝗼 𝗠𝗬 (𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝘄𝗶𝘁𝗵 𝗰𝗼𝗱𝗲 "𝗭𝗜𝗘𝗧𝟭𝟭") ➡️ https://start.moomoo.com/02C7qx

🟠 𝗚𝗲𝘁 𝘂𝗽 𝘁𝗼 𝟲% 𝘄𝗶𝘁𝗵 𝗠𝗼𝗼𝗺𝗼𝗼 𝗠𝗬 (𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝘄𝗶𝘁𝗵 𝗰𝗼𝗱𝗲 "𝗭𝗜𝗘𝗧𝟭𝟭") ➡️ https://start.moomoo.com/02C7qx

𝗙𝗼𝗿 𝗻𝗲𝘄 𝘂𝘀𝗲𝗿, 𝘂𝘀𝗲 𝗺𝘆 𝗰𝗼𝗱𝗲 "𝗭𝗜𝗘𝗧𝟭𝟭" 𝘁𝗼 𝗨𝗻𝗹𝗼𝗰𝗸 𝗥𝗠𝟭,𝟲𝟬𝟬+ 𝗶𝗻 𝗥𝗲𝘄𝗮𝗿𝗱𝘀
💰 💰 Deposit RM1,000+ → Get RM100 cash coupon + RM50 Apple Stock (KOL exclusive)

⬇️ Timestamps:
0:00 → Introduction
01:03 → The Birth of the Ponzi Scheme
04:30 → Moomoo Ad Break
06:04 → The JJPTR Money Game Scam in Malaysia
09:49 → The Rise of Clone Firms
14:20 → How To Check If It’s A Scam?
16:03 → You Pressed Transfer. Why Can’t the Bank Just Give It Back?
18:53 → What Did Other Countries Do About Scam Cases?
20:24 → Conclusion

From Charles Ponzi’s infamous scheme in the 1920s to Malaysia’s JJPTR money game, investment scams have repeatedly relied on the same foundations: trust, attractive returns and early payouts that encourage victims to invest more. Today, clone investment scams can impersonate legitimate companies, executives and financial platforms using copied websites, logos, registration details and even AI deepfakes. As online scam losses rise, understanding how Ponzi schemes and investment fraud actually build credibility and the psychology behind scams have become increasingly important.

This video explores how investment scams in Malaysia have evolved, why authorised bank transfers can be difficult to recover, and how Malaysians can verify an investment before sending money.

—

❗️USEFUL LINKS❗️
✅ Full Moomoo Malaysia Playlist👇🏻
https://youtube.com/playlist?list=PLNtoL6rfNKdkSzTaZbukmY9UeyPM_6Klm&si=KuWDRzi0VWqTA9oa
✅ Beginner's Step-By-Step Playlist to Start Investing 👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdkmIijHCaNqj19QaWzXWY1q
✅ Exchange-Traded Funds (ETFs) Playlist 👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdk74aq-253KcjLIFfn9Z6Y4
✅ Start Investing in the U.S. market now!👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdm_1un9xXF5zv7-lsaLwgVV

—

SOCIAL MEDIA LINKS
🔵 Facebook → https://www.facebook.com/ZietInvests
🟣 Instagram → https://www.instagram.com/ziet_invests/
🐦 Twitter → https://twitter.com/ZietInvests
🌐 Website → https://www.ziet.co
💭 Telegram → https://t.me/+fIOOXUQJjsVmNmY1
🏠 Discord → https://discord.gg/sVkK3Mfujw

—

Investment scams Malaysia
Online scam Malaysia
Investment scam Malaysia 2026
How to identify investment scams
Securities Commission Malaysia Investment Checker
Bank Negara Malaysia scam alert
PDRM Semak Mule
National Scam Response Centre 997
Ponzi scheme Malaysia
JJPTR scam Malaysia
Clone investment scam Malaysia
How to avoid investment scams

#malaysia #investmentscam #scamalert #onlinescam #financialscam #malaysianfinance #personalfinance #financialliteracy #investing #investment #ponzischeme #jjpgtr #scammer #scamawareness #securitiesscommission #banknegara #bnm #semakmule #nsrc #muleaccount #moneygame #clonefirm #fraud #onlinefraud #malaysiaeconomy #ringgit #epf #kwsp #financialeducation #investments


—
Disclaimer: All views expressed in this video are the independent opinions of Ziet, which are not necessarily shared by Futu Malaysia Sdn. Bhd. (“Moomoo MY”). No content shall be considered financial advice or recommendation. Moomoo MY links are included in this post, through which referrals are made and Ziet may receive certain commissions. Please contact Moomoo MY for more information.

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Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln

***** Looking to invest today 🌟 *****
🌟 Longbridge I've a special deal for you UP TO $1370*:
Open your account here today ►‌ https://joshtan.link/longbridge

🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ►‌ https://joshtan.link/moomoo

To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
►‌ https://joshtan.link/telegram

👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy

*******
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify

👏 TIKTOK - https://www.tiktok.com/@joshconsultancy

👏 Looking to be a sponsor? Email to joshtantap@gmail.com

JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com

We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.

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___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.

In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.

As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.

JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com

690 258

Check out Tom Scott here: https://nebula.tv/tomscott?ref=citybeautiful
Watch this video on Nebula: https://nebula.tv/videos/citybeautiful-what-is-the-best-density-for-cities

Some cities are incredibly dense, filled with towering skyscrapers. Others are spread out, filled with single family homes. Which is better? Is there a best density? Spoiler: it has something to do with transportation.

# Resources mentioned in this video

- A Pattern Language: https://en.wikipedia.org/wiki/A_Pattern_Language

- Transit-Supportive Density in Greater Boston: https://www.tbf.org/-/media/indicators/boston-indicators-reports/report-files/transit-supportive-density-report-2025_01_30.pdf

- Transit-Supportive Densities and Land Uses: https://www.psrc.org/sites/default/files/2022-03/tsdluguidancepaper.pdf

- Urban Densities and Transit: A Multi-dimensional Perspective: https://escholarship.org/content/qt3mb598qr/qt3mb598qr.pdf

Produced by Dave Amos and the fine folks at Nebula Studios.
Written by Dave Amos.
Select images and video from Getty Images.
Black Lives Matter.
Trans rights.

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The historic, tree-lined, walkable neighborhoods Americans love to live in and visit—like pre-war Boston, Savannah, or Charleston—are almost impossible to build today. In fact, in most of the US, they are illegal.

How did we get here? From the 1926 Supreme Court case (Euclid v. Ambler Realty) that invented single-use zoning, to mandatory parking minimums, FHA redlining, and the 1956 Highway Act, American government policies spent decades outlawing human-scale development. In this video, we break down why modern neighborhoods all look the same, how parking minimums quietly inflate housing costs, and how states like California, Minneapolis, and Florida are finally changing the rules.

#urbanplanning #walkability #housingmarket #zoning #architecture

---

⏱️ TIMESTAMPS:
0:00 - The Neighborhoods We Can’t Build
0:42 - Rule #1: Building Setbacks
1:08 - Rule #2: Single-Use Zoning
1:25 - Rule #3: Parking Minimums & Housing Costs
2:30 - The True Price of Urban Sprawl
3:03 - The 1926 Supreme Court Case (Euclid v. Ambler)
3:48 - Federal Housing Administration & Suburban Incentives
4:15 - The 1956 Interstate Highway Act
4:50 - Why Suburbs Worked (And the Trade-offs)
5:40 - The New Wave of Zoning Reform

---

📚 KEY RESOURCES & REFERENCES MENTIONED:
• Euclid v. Ambler Realty Co. (1926) Supreme Court Ruling
• Federal Housing Administration (FHA) Underwriting Standards
• Federal-Aid Highway Act of 1956
• City zoning reform examples: Minneapolis, California, Oregon, Montana, and Florida's Live Local Act.

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MM2H is a visa, not a permit to buy property. You can already buy property in Malaysia as a foreigner without it, and it does not reduce the 8% foreign buyer stamp duty.

In this video, we talked about l who actually needs it?

Davis: Most buyers don't need MM2H.
Cindy: For the right buyer, it's worth every ringgit.

We also cover the latest update on the property purchase timing, which now works both ways.

CHAPTERS
0:00 A lot of people get this backwards
0:40 What MM2H actually is + Silver, Gold, Platinum
2:15 Why most buyers don't need it
4:30 Who it genuinely suits
6:30 The new rule that changed our argument
8:00 Should you skip it or look at it?

Exploring about MM2H right now? Share with us your situation either investing or relocating and we'll give you an honest answer on whether it's worth it. Sometimes that answer is no.

WhatsApp us:
(Davis) wa.me/60123334006
(Cindy) wa.me/60176622701

Website: https://propertysiblingskl.com

===========
General information only. MM2H terms are set by MOTAC and may change. Always confirm current requirements with a licensed MM2H agent.

20 4

A client bid on a lelong in Cheras. Reserved price RM380,000, market value around RM450,000. He thought he was RM70,000 ahead.

He ended up RM15,000 down.

Previous owner still living there. Eviction took four months and RM8,000 in legal fees. Pipes broken, kitchen gutted: RM45,000. Outstanding maintenance fees he never checked: RM12,000.

Auction property can work. Find listings on eBid or Propwall, cross-check the reserved price against NAPIC comparables, run a land search, check outstanding quit rent, assessment and maintenance fees — you inherit them all. You can't inspect the interior. You buy as-is.

Arrange financing before you bid. 10% of the reserved price as a bank draft on the day, then 90 days to settle. On a RM400,000 property, failing to complete costs RM40,000.

Source: NAPIC (napic.jpph.gov.my)

DM me LELONG

Kevin Teh · REN 02206 · K3V Real Estate Sdn Bhd

#RealNumbers #Lelong #AuctionProperty #KLProperty #PropertyMalaysia

Ref: W11V03

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📚 Kuala Lumpuer Luxury Condo Project Ebook
👉 https://wa.link/6215a7

🟢 Compare Malaysia’s Best Property Projects | Find Your Malaysia Property Match | Prices, Layouts & Locations
👉 https://malaysia-projects.reythean.com/

🔶 Malaysia Property Page (About Rey, Malaysia Property Master Map, & Other Services)
👉 https://property.reythean.com/

🗺️🇲🇾Malaysia Property Master Map
Discover the latest new property projects in KL City Centre, Penang, Johor Bahru, PJ, Damansara, Bukit Jalil, and more. 🏡✨
👉https://malaysiamap.reythean.com/malaysia-mastermap-registration-page

📝Kuala Lumpur Property Market Breakdown E-Book
👉 https://ebook.reythean.com/kl-property-market-breakdown-ebook

📚Get our E-book via LINE
👉https://line.me/ti/p/dCEhywI4V1

👥 Join Our Telegram Channel (For Malaysia's Property Market Updates):
👉 https://t.me/reytheanmalaysiapropertyreview
📞 Contact Us: 0176521842
🔶 Instagram: https://www.instagram.com/reythean_property

What does US$3 million buy in Southeast Asia’s most exclusive luxury condominiums? This video compares the number-one residences in Indonesia, Malaysia, Vietnam, Thailand and Singapore, revealing the extraordinary differences in space, service, location and price. Explore The Langham Residences Jakarta, Four Seasons Place Kuala Lumpur beside the Petronas Twin Towers, The Ritz-Carlton Residences at The Grand Hanoi, Porsche Design Tower Bangkok and Singapore’s record-breaking Les Maisons Nassim. From private lifts and five-star hotel services to drive-in sky garages, mansion-sized penthouses and ultra-exclusive addresses, we examine what wealthy buyers are really paying for—and whether these properties are homes, investments or trophies. If you are comparing luxury property in Kuala Lumpur, Jakarta, Hanoi, Bangkok or Singapore, discover why Malaysia may offer one of Southeast Asia’s strongest combinations of location, space, service and value.
#LuxuryRealEstate #LuxuryCondo #SoutheastAsiaProperty #MalaysiaProperty #KualaLumpurProperty #FourSeasonsPlace #KLCCProperty #SingaporeProperty #LesMaisonsNassim #BangkokProperty #PorscheDesignTowerBangkok #JakartaProperty #LanghamResidences #HanoiProperty #RitzCarltonResidences #BrandedResidences #LuxuryPropertyMalaysia #PropertyInvestment #InternationalRealEstate #InvestInMalaysia

8 3

Thinking about applying for **Malaysia My Second Home (MM2H)**? 🇲🇾 Before you apply, there are a few important things you NEED to know — especially if you're planning to buy property in Malaysia.

In this video, we break down **MM2H Malaysia 2026** in simple terms, including:

🇲🇾 What is Malaysia My Second Home (MM2H)?
✅ Benefits of MM2H
🥈 Silver MM2H requirements
🥇 Gold MM2H requirements
💎 Platinum MM2H requirements
🌳 Forest City / Special Economic Zone MM2H
💰 Fixed deposit requirements
🏠 MM2H property purchase requirements
🌏 What properties foreigners can buy in Malaysia
⚠️ Important property rules you should know before applying
📈 Own stay vs property investment

If you're considering **moving to Malaysia, retiring in Malaysia, applying for MM2H, or buying property in Johor Bahru**, this video will give you a clearer understanding before you make your decision.

And if you're buying Malaysian property as an **investment**, there are also taxes and costs you need to understand.

👉 In our **next episode**, we'll cover the important taxes and costs foreign property investors should know when buying, renting and selling property in Malaysia.

Subscribe to **Smart Asset with Jason** for more videos about:
Johor Bahru Property | Malaysia Property Investment | MM2H | Foreign Property Buyers | Living in Johor Bahru

📩 Looking for a property in Johor Bahru for your own stay, MM2H or investment? Feel free to get in touch with us.

🔔 Subscribe for more honest JB property reviews
📲 +60163416299
📞Whatsapp: https://wa.me/60163416299
🔶Instagram: https://www.instagram.com/smartassetwithjason
🔷Tiktok: http://www.tiktok.com/@smartassetwithjason
⭐Facebook: https://www.facebook.com/share/18JfbATAxU/?mibextid=wwXIfr

⚠️ Information shared in this video is for general informational purposes only. MM2H and property regulations may change, so always check the latest requirements with the relevant Malaysian authorities before making a decision.

#realestate #singapore #malaysia #johorbahru #johor #asia #mm2h

14 2

For buy/sell/rent real estate, Whatsapp Kenny: https://wa.me/60122859790 (no calls please)

Got a question? E-mail me: kennylee@kwmalaysia.com

Disclaimer:
All information presented in this channel and its contents including this video are based on personal experience and opinions. We are not liable for any loss or expenses whatsoever relating to decisions made by the audience. The ideas presented here are for reference and educational purposes only. All rights reserved

Clicking on affiliate links and purchasing something on the platform will result in me getting paid commission from advertiser at no cost to you. Thank you for supporting this channel

6 2

📚 Malaysia Proeprty Guide E-Book
👉 https://wa.link/xtje7x

🟢 Compare Malaysia’s Best Property Projects | Find Your Malaysia Property Match | Prices, Layouts & Locations
👉 https://malaysia-projects.reythean.com/

🔶 Malaysia Property Page (About Rey, Malaysia Property Master Map, & Other Services)
👉 https://property.reythean.com/

🗺️🇲🇾Malaysia Property Master Map
Discover the latest new property projects in KL City Centre, Penang, Johor Bahru, PJ, Damansara, Bukit Jalil, and more. 🏡✨
👉https://malaysiamap.reythean.com/malaysia-mastermap-registration-page

📝Kuala Lumpur Property Market Breakdown E-Book
👉 https://ebook.reythean.com/kl-property-market-breakdown-ebook

📚Get our E-book via LINE
👉https://line.me/ti/p/dCEhywI4V1

👥 Join Our Telegram Channel (For Malaysia's Property Market Updates):
👉 https://t.me/reytheanmalaysiapropertyreview
📞 Contact Us: 0176521842
🔶 Instagram: https://www.instagram.com/reythean_property



Could Malaysia property be the safest investment you can make—or is that one of the biggest myths buyers still believe? In this video, we uncover the four major property cycles that have shaped Malaysia over the past 30 years, from the 1997 Asian Financial Crisis and the DIBS boom to COVID-19 and today’s K-shaped recovery. You’ll learn why some investors built lasting wealth while others were left holding properties that lost value, what happened to places like Forest City, how easy credit repeatedly fuelled property booms, and why understanding supply, demand, infrastructure, jobs, and market psychology matters more than following hype. We also compare the outlook for Johor, Kuala Lumpur, and Penang, examining how the RTS, JS-SEZ, data centres, industrial growth, rental demand, and mature city dynamics are creating very different opportunities across Malaysia. Whether you’re buying your first home, looking for an own-stay property, or planning your next property investment, this video will help you recognise where real demand exists, avoid common investment traps, and make better long-term decisions. Watch until the end to understand where Malaysia’s property market may be heading next and share in the comments—which state would you invest in today: Johor, Kuala Lumpur, or Penang?

#MalaysiaProperty #MalaysiaPropertyMarket #MalaysiaPropertyInvestment #MalaysiaRealEstate #JohorProperty #JohorBahru #ForestCity #KualaLumpurProperty #PenangProperty #PropertyInvestment #OwnStay #FirstHomeBuyer #RealEstateMalaysia #PropertyMarket #RTSJohor #JSSEZ #KLProperty #PropertyBuyer #MalaysiaInvestment #RealEstateInvesting

312 39

She got sued for defamation for cursing at her landlord in his own office - days later, she opened the first store of what would become a 130-outlet convenience chain. 🔴 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗜𝗕𝗞𝗥 ➡️ https://www.interactivebrokers.com/mkt/?src=zietPY2&url=%2Fen%2Fwhyib%2Foverview.php

Jing — https://www.instagram.com/jing_bilabila/
BilaBila Mart — https://www.instagram.com/bilabila.mart/

‼️Free Biweekly Newsletter ➡️ https://www.ziet.co/newsletter/

⬇️ Timestamps:
0:00 → Introduction
1:38 → From Part Timer to Co-founder
6:25 → How Jing’s Corporate Life Shaped BilaBila
14:11 → Her First Convenience Store Venture and Why It Failed
22:12 → Finding the Right Co-Founders
28:39 → Malaysia is a Convenience Store Blue Ocean
36:27 → Launched During MCO and Scaling the Stores
42:10 → BilaBila’s Product Strategy and Stock Loss Prevention
57:34 → Supporting Local Brands
1:04:09 → The Real Problems With Hyper-Scaling
1:10:07 → Why BilaBila Hosted a Somber Party in Their Store
1:14:28 → The Failed Store Experiment and the Road to IPO
1:25:40 → Why Retail Margins Are Thin
1:29:32 → How Jing Invests Her Own Money
1:35:39 → The Reality of Being a Female Founder
1:39:57 → Would She Change Anything?

In this episode, Jing, co-founder of BilaBila Mart alongside her husband Justin and partner Param, shares how she built one of Malaysia's fastest-growing convenience store chains - from opening their first outlet two days before Malaysia's COVID lockdown to running over 130 stores today.

Behind the scenes, Jing reveals the business reality of scaling a retail chain in Malaysia: bootstrapping through cash flow crunches, curating a different product assortment for every single outlet, managing inventory theft and loss prevention, structuring equity after being burned by an earlier business partnership, navigating gender discrimination as a female founder, and the road toward their RM220 million revenue target ahead of a planned IPO.

Behind the 1% is a series of interviews with the top 1% to uncover the success secrets that the 99% are missing.

Nominate yourself or someone you know to share their expertise and insights on "Behind the 1%" ➡️ https://forms.gle/D6eCdSNNw2iFmAy66

—

1% SOCIAL MEDIA LINKS
⚫️ Facebook → https://www.facebook.com/profile.php?id=61572415945806
⚫️ Instagram → https://www.instagram.com/the_onepct/
⚫️ Twitter → https://x.com/the_onepct
⚫️ Email → onepercent@ziet.co

—

❗️USEFUL LINKS❗️
✅Start Investing in the U.S. market now!👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdm_1un9xXF5zv7-lsaLwgVV
✅Full Interactive Brokers Playlist👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdmoHyOx4ft2q9L3ue1HjE8n
✅Beginner's Step-By-Step Playlist to Start Investing 👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdkmIijHCaNqj19QaWzXWY1q
✅Exchange-Traded Funds (ETFs) Playlist 👇🏻
https://www.youtube.com/playlist?list=PLNtoL6rfNKdk74aq-253KcjLIFfn9Z6Y4

—

ZIET SOCIAL MEDIA LINKS
🔵Facebook → https://www.facebook.com/ZietInvests
🟣Instagram → https://www.instagram.com/ziet_invests/
🐦Twitter → https://twitter.com/ZietInvests
🌐Website → https://www.ziet.co

—

Jing
BilaBila Mart
Convenience Store Malaysia
Retail Business Malaysia
Female Entrepreneur Malaysia
Women In Business Malaysia
Business Malaysia
Startup Malaysia
Small Business Success Story
Retail Industry Malaysia
Scaling A Business Malaysia
Entrepreneurship Malaysia
IPO Malaysia
Business Lessons Malaysia

#Jing #Bilabila #ConvenienceStoreMalaysia #RetailBusiness #WomenInBusiness #EntrepreneurshipMalaysia #BusinessMalaysia #StartupMalaysia #SmallBusinessSuccess #BehindThe1Percent

—

Disclaimer: This content is provided by a paid Influencer of Interactive Brokers. Influencer is not employed by, partnered with, or otherwise affiliated with Interactive Brokers in any additional fashion. This content represents the opinions of Influencer, which are not necessarily shared by Interactive Brokers. The experiences of the Influencer may not be representative of other customers, and nothing within this content is a guarantee of future performance or success.

None of the information contained herein constitutes a recommendation, promotion, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Investment involves risks. Investors should obtain their own independent financial advice and understand the risks associated with investment products and services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.

428 54

In this episode, Peter sits down with Cha-Ly, an urbanist, data scientist, and the CEO of UrbanMetry , along with Stirling, the head of Urby. Together, they pull back the curtain on Malaysia's massive 1.9 million vacant houses crisis , why our current transport spending is completely backward compared to the rest of the world , and the brutal reality of what happens when emotional biases completely blind us to hard urban and financial data.

You've been told your whole life that buying a car is the ultimate milestone of adult success and freedom. But what if that very car and the heavy fuel subsidies keeping it running is actually a psychological trap draining up to 30% of your disposable income , leaving you stuck in a city built entirely for automobiles instead of people?

Chapter Markers
00:00:00 - Teaser
00:00:33 - What is an Urbanist?
00:01:31 - Malaysia vs. Singapore: What’s Flawed With Our Urban Planning?
00:05:34 - The Last Mile Paradox: Why the Only Sustainable Transport is Your Legs
00:07:41 - Fuel Subsidies & The Psychological Trap of the Middle Class
00:11:00 - Bribing Employees to Give Up Cars: The True Cost of Car Ownership
00:13:19 - The 20% Public Transport Crisis: Why Young People Lack Liberty
00:14:34 - Why Malaysians Spend More on Cars Than Housing
00:15:43 - Why Money Decisions are Emotional, Not Logical
00:18:33 - Car Ownership vs. Real Economic Necessity
00:22:01 - Inside UrbanMetry: Tracking the Hidden Movements of the City
00:25:51 - Hidden Risks: Landslides, Floods, and the 30-Year Mortgage Trap
00:31:51 - The Poverty Paradox: Why the Vulnerable Reject Data
00:34:48 - Data is Not Strategy: Balancing Instinct with Hard Numbers
00:39:39 - Defying Banking Veterans Who Said It Would Fail
00:44:44 - The Mental Model for Risk: How to Survive Your Worst-Case Failures
00:54:50 - Analysis Paralysis: Why the Younger Generation is Terrified to Fail
00:59:02 - How the Competitive Game of Real Estate Has Shifted Forever
01:02:02 - How to Optimize Big Life Decisions Using Data
01:09:42 - What is Urby? Turning 1.9 Million Vacant Homes into Active Communities
01:13:37 - The Truth About Fractional Co-Ownership & Refurbishment
01:16:42 - Open Houses & Neighborhood Walks: How to Get Involved

#Urbanism #MalaysiaProperty #UrbanPlanning #CarOwnership #PublicTransport #RealEstateCrisis #UrbanMetry #Urby #PersonalFinance #MalaysianPodcast #businesspodcast

✅ Moomoo:
https://finlit.my/mmtv40
*Code: MMTV40
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✅ Stay updated on money, markets & big shifts like this, straight to your inbox daily.
👉 https://TheCoffeeBreak.co/?ref=MMTV

📖 Read the full written breakdown on Mr Money TV:
https://www.mrmoneytv.com/articles/3-money-lessons-from-a-malaysian-urbanist/

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Disclaimer:
This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

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